Terms of Use

1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the Pathnova Financial website, including all content, features, and services offered through it. By accessing this website, you confirm that you are at least 18 years of age and have the legal capacity to enter into these Terms.

2. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, reports, and software, is the property of Pathnova Financial or its content suppliers and is protected by applicable intellectual property laws.

You may view, download, and print content from this website for your own personal, non-commercial use, provided that you do not modify the content and retain all copyright and proprietary notices. Any other use without prior written permission is strictly prohibited.

3. Permitted Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use the website to transmit unlawful, harmful, abusive, or objectionable content
• Attempt to gain unauthorised access to any part of the website or its systems
• Introduce viruses, malware, or other malicious code
• Scrape, crawl, or harvest content or data without our express written consent
• Impersonate any person or entity, or misrepresent your affiliation
• Use the website for any commercial purpose without prior authorisation

4. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without any warranties, express or implied. Pathnova Financial does not warrant that the website will be available at all times, free from errors or viruses, or that the information provided is accurate, complete, or current. Nothing on this website constitutes professional advice. You should seek specific professional advice tailored to your circumstances before taking any action.

5. Limitation of Liability

To the fullest extent permitted by law, Pathnova Financial shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or its content, even if we have been advised of the possibility of such damages.

6. Third-Party Links

This website may contain links to third-party websites for your convenience and information. We do not control and are not responsible for the content, privacy practices, or accuracy of any third-party websites. Inclusion of a link does not indicate endorsement.

7. Privacy

Your use of this website is also subject to our Privacy Policy, which is incorporated into these Terms by reference.

8. Modifications

We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice. We may also revise these Terms at any time by updating this page. Your continued use of the website following the posting of changes constitutes acceptance of those changes.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Pathnova Financial is registered, without regard to conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

10. Contact

If you have any questions about these Terms, please contact us at support@pathnovafinancial.com.